Get a loyalty rate deduction off your Auto, Boat, or Recreational Vehicle Loan!
Please ask a representative for your qualifying rate.
| Loan Programs | Approximate Term | APR* |
| New Autos | Up to 84 Months | As Low As 5.60%* |
| Pre-Owned Autos | Up to 84 Months | As Low As 5.60%* |
| New & Pre-Owned Motorcycle/ATV | Up to 60 months 2 | As Low As 8.15%* |
| New & Pre-Owned Boat, RV, Campers | Up to 84 months | As Low As 8.15%* |
| (Over $50,000) | 85 - 144 months | As Low As 9.15%* |
| Certificate Secured | 3.00% above index | |
| Shared Secured | 2.50 above index | |
| Signature Loans | Up to 60 months | as low as 8.750% |
| Line of Credit | Payment: 3% of Limit with a minimum of $30 | 8.75% - 18.00% |
| Credit Cards | Payment: 3% of balance or $18 whichever is greater | 12.90% - 17.90% |
| Mortgages | Click here for rates |
| Protection Products |
| GAP (Guaranteed Asset Protection) |
| MMP (Major Mechanical Protection) |
| Payment Protection |
| Identity Theft Protection |
*APR = Annual percentage rate. Rates are based on a combination of your credit score, terms and other lending criteria.
Each application is evaluated on an individual basis. Rates up to 18%. Stated “rates as low as” apply to well-qualified
applicants in combination with relationship discounts. Additional discounts available.
¹Annual percentage rate of 5.60% is an approximate term of 60 months. Payment Example: 12 payments of $19.15 per
$1000 borrowed at 5.60%. 2Annual percentage rate of 8.15% is an approximate term of 12-60 months. Payment Example:
12 payments of $20.35 per $1000 borrowed at 8.15%.
The annual percentage rate (APR) for certificate secured advances will be the dividend being paid on the Certificate
offered as security plus the index shown above. The loan payoff date must not exceed the Certificate maturity date. The
current ANNUAL PERCENTAGE RATE will be disclosed at the time of the advance.
We may report information about your loan and deposit accounts to credit bureaus. Late payments, missed payments
or other defaults on your accounts may be reflected in your credit report.
Rates are subject to change without notice. Membership is required. For more information, please
contact a Memorial Credit Union representative at (713) 778-6300.