My Credit Score Reporting
MCU has made it easy for members to monitor and check
their credit scores and reports! This free tool is now available
in Online + Mobile banking.

Free, Ongoing Credit Score, Report and Monitoring from SavvyMoney.
Master your credit standing, with no purchase or credit card required.
Credit confidence
Never miss a thing with real-time security updates any time your credit file changes.
Daily score updates
Empower your financial decisions by accessing your score anytime and anywhere.
Money-saving offers
Turn your credit into an engine for financial achievement with personalized savings offers.
New! Keep your credit score front and center.
1. Login
Login in to Online Banking
2. Navigate
Look for “Get Your Credit Score” or "Your Credit Score”, then click the button below.
3. Enroll
Sign up and you're all set!
Frequently Asked Questions
SavvyMoney is the best credit score information service out there if you’re looking to crack the code of credit ratings or learn how the information on your credit reports translates into a score. SavvyMoney will help you cut through the clutter of opinions and sales pitches to get to the facts of how you can use your credit to accomplish your life goals.
Tools offered by SavvyMoney include:
- A free credit score every month
- Personalized analysis of each component of your score
- Clear, simple explanations of factors impacting your score
Yes! It’s also important to note that no credit card information is required to register.
SavvyMoney uses industry-standard security practices to protect your data.
Utilizing the services or products offered by SavvyMoney will never directly impact your credit score. When SavvyMoney accesses your credit file information, it results in a “soft inquiry” that doesn’t alter your score in any way.
Every 24 hours. Your profile will automatically be refreshed every 7 days if you haven’t refreshed within that timeframe to ensure you’re always seeing up-to-date information.